Alper Welcomes A New Senior Account Manager



We’re pleased to announce a new addition to the Alper Team of Experts! Michael “Mick” Mundt started this month as a Senior Account Manager in the Property and Casualty Commercial Lines division. The announcement was made by President and CEO David Macknin.

In this role, Mundt will be responsible for advising Alper’s Clients with securing the most optimal insurance and risk management coverage. He will work closely with insurance carriers to tailor their products in order to deliver custom risk solutions to Clients.

With more than a decade of industry experience, Mundt joins Alper Services from an international insurance brokerage, where he worked for over five years in its Global Risk Management division.  While there, he analyzed industry trends in order to accurately advise his diverse client base and develop innovative solutions for them. Prior to that job, Mundt served as Senior Client Specialist at another international brokerage, where he managed a portfolio of business with premiums exceeding $45 million.

AS_Flat“As middle-market companies continue to grow, their tolerance for risk has evolved with more complex needs to protect.  This offers Alper a large window of opportunity to help middle market companies not just protect themselves, but to also help companies enter new markets to find growth,” said Macknin in making the announcement.  “We will rely on Mick to help support Alper as we continue to meet the demands of new and existing Clients.”

“Alper Services has an incredible track record in helping Clients with more than just insurance services,” Mundt noted.  “I am excited about the opportunity to bring what I know to the table, and help Clients secure the protections they need to be successful.”

Mick can be reached at 312-867-7310 and

OSHA’s New Anti-Retaliation Rules

OSHA Anti-Retaliation Provision


Effective November 1, 2016, employers must have a reporting procedure for workplace injuries that is “reasonable and [will] not deter or discourage employees from reporting” workplace injuries.

To which you say, “My business already has that.”  Perhaps you do, but if that procedure includes mandatory post-incident drug or alcohol testing, OSHA may no longer consider it to be reasonable. Please click on the Regulatory Update prepared by our safety expert Roger Paveza for details.


Alper In The News: Insurance Journal


What have you done over the last 50 years?

Insurance Journal reporter Stephanie Jones interviewed Alper CEO and President David Macknin to answer that question and highlight key factors that set Alper apart from the pack.

“Though insurance is a major component of what it does, Chicago-based Alper Services doesn’t have the word “insurance” in its name for a reason. That’s because from the very beginning the company has aimed to be more than simply an insurance agency.

InsuranceJournalLogoCelebrating its 50th anniversary this year, the firm was founded in 1966 by Howard Alper, who now serves as chairman….” 

Click here to read more.

Alper’s All-Star Summer Intern Kenyada Johnson


This week Alper marks our fourth year as a partner with the Development School For Youth’s All-Stars Project. We are fortunate to welcome Kenyada Johnson to the Alper Team. She is a recent graduate and class valedictorian at Dunbar Vocational Career Academy, and in the autumn will attend the University of Arkansas’s School of Engineering to pursue a career as a chemical engineer.

In addition to her normal schoolwork, Kenyada studied to receive her certification in CPR and first aid as well as completed a 10-hour OSHA General Industry Safety and Health course. She is also completing an eight-week program at UIC to become a pharmacy technician through the Urban Pipeline Program. If that isn’t enough, she enjoys playing sports in her “free time”. Kenyada will spend the next six weeks working closely with our Employee Benefits Division where she will learn the fundamentals of Employee Benefits, shadow the EB Team on strategy meetings, Clients calls, carrier outings and experience the renewal process from beginning to end.

We are very excited to welcome Kenyada to the Alper Team for the summer!

Alper In The News: Advisor News


OCyberHeadlineur President & CEO, David Macknin, talked to Advisor News reporter Brian O’Connell about the common misconceptions we hear from Clients regarding their data protection.

Read the full article here and contact an Alper Team Member for more information on cyber liability insurance and how to formulate a cybersecurity action plan for your business at 312-642-1000.

Ten Tips To Stay Safe While Visiting Amusement Parks This Summer


Americans are packing their families up and hitting the road for much-anticipated summer vacations. For many this means outdoor activities including a trip to an amusement park. Here are ten of EHS Today writer Peter Trabucco’s tips to stay safe while enjoying theme parks this summer.

1. First off… Stay hydrated, cool and watch out for that sun.

One of the biggest problems you will find when visiting an amusement park occurs when you are in the sun for a sustained amount of time. I’ve seen more visitors suffer from sunburn, rashes, heat exhaustion and heatstroke than all other injuries combined. Not to mention the long-term effects of too much sun without the right precautions. This is serious business and you need to know all the harmful effects of being in the sun too long without proper hydration.

Drinking to stay hydrated is so very important but don’t drink too fast. Water on those long hot days is your best friend and will help prevent heat stroke while in the park. Many think that drinking water quickly might seem like a good idea but it is the worst thing one can do. Some of the best athletes will hydrate three or four times a day. They also make it a habit to not gulp water down in one sitting. Continue reading

Extreme Heat Week

Extreme Heat Week 2016

The rise in temperatures across the nation is right on queue with the White House naming this week Extreme Heat Week. Heat-related illnesses can be deadly with thousands becoming sick every year. Now is the best time to prepare your employees for working outdoors in excessive heat by following a few simple steps.

It’s important to know the signs of heat-related illness—acting quickly can prevent more serious medical conditions and may even save lives.
•  Heat Stroke is the most serious heat-related illness and requires immediate medical attention. Symptoms include: confusion, fainting, seizures, very high body temperature and hot, dry skin or profuse sweating. CALL 911 if a coworker shows signs of heat stroke.
•  Heat Exhaustion is also a serious illness. Symptoms include: headache, nausea, dizziness, weakness, thirst and heavy sweating. Heat fatigue, and heat rash are less serious, but they are still signs of too much heat exposure.
If you or a co-worker has symptoms of heat-related illness, tell your supervisor right away. If you can, move the person to a shaded area loosen his/her clothing, give him/her water (a little at a time), and cool him/her down with ice packs or cool water.

•   Drink water every 15 minutes, even if you are not thirsty.
•   Rest in the shade to cool down.
•   Wear a hat and light-colored clothing.
•   Learn the signs of heat illness and what to do in an emergency.
•   Keep an eye on fellow workers.
•   Acclimate – “easy does it” on your first days of work; be sure to get used to the heat and allow yourself to build up a tolerance. Not being used to the heat is a big problem. Many of the people who died from heat stress were either new to working in the heat or returning from a break. If a worker has not worked in hot weather for a week or more, their body needs time to adjust.

Any worker exposed to hot and humid conditions is at risk of heat illness, especially those doing heavy work tasks or using bulky protective clothing and equipment. Some workers might be at greater risk than others if they have not built up a tolerance to hot conditions, including new workers, temporary workers, or those returning to work after a week or more off. All workers are at risk during a heat wave.
Industries most affected by heat-related illness are: construction; trade, transportation and utilities; agriculture; building, grounds maintenance; landscaping services; and support activities for oil and gas operations.

This is OSHA’s fourth year implementing its Heat-Illness Prevention Campaign. More resources are available on their website in English and Spanish. OSHA also has an app to download to your phone that calculates the heat index and provides recommendations based on your risk level. Check out for training and other educational resources.

Dept. Of Labor Issues New Overtime Payment Rules

On May 18, 2016, the U.S. Department of Labor (DOL) announced a final rule regarding overtime wage payment qualifications for the “white collar exemptions” under the Fair Labor Standards Act (FLSA). The final rule increases the salary an employee must be paid in order to qualify for a white collar exemption. The required salary level is increased to $47,476 per year and will be automatically updated every three years starting on January 1, 2020. The new minimum will be announced 150 days in advance (on August 1, 2019 for the January 2020 increase). Employers will need to comply with this rule by Dec. 1, 2016.

Employers must become familiar with the new rule and identify which employees will be affected. They should reclassify employees as exempt or non-exempt, as necessary, by Dec. 1, 2016. Employers should also consider communicating any work schedule changes to affected employees before the date mentioned above. Finally, employers should evaluate whether implementing new timekeeping practices and training for managers and supervisors on the new requirements is necessary.

– The salary level for administrative, executive and professional employee exemptions will increase from $23,660 to $47,476.

– The salary level for the highly compensated employee exemption will increase from $100,000 to $134,004.

– The final rule does not change the duties test for white collar exemptions.

Alper wants to help you navigate your options. Please contact your Alper representative for additional information or with any questions you may have, 312-642-1000.

LGBT Rights Are Expanding. Do You Understand The Terminology?


Title VII of the Civil Rights Act of 1964 and state laws prohibit sex discrimination and sex harassment in the workplace. Recently, the U.S. Equal Employment Opportunity Commission (EEOC), as well as some states, municipalities, and some courts, has expanded the traditional parameters of Title VII protection to include applicants and employees who identify as lesbian, gay, bisexual, or transgender (LGBT).
The EEOC gives some examples of workplace situations it views as unlawful:

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