Every company has to manage the unique risks specific to their business. We understand the diverse needs of companies and we
work with our Clients to integrate proactive risk management,
loss control and insurance cost reduction solutions.

The Business Insurance team at Alper has an extensive range of professional experience, each providing special skills and insights in
the resolution of complex business issues. We offer a comprehensive analysis of your commercial needs and provide innovative, practical solutions to manage risks.

• Risk Identification
• Risk Analysis
• Risk Quantification
• Transfer of Risk Structuring
• Program Design for Controlling Risk
• Program Implementation
• Program Monitoring

Our specialized services allow us to better control the long-term cost of insurance:

AuditRate®

The AuditRate Cost Reduction Audit is an in-depth review of current and expired insurance premiums designed to help us recover potential Client overcharges. We analyze your rates, classifications, audits, premium adjustments, experience rating factors, and other factors which influence the premiums you pay.

Early Intervention

This program quickly identifies your high-cost Workers’ Compensation claims with 95% accuracy, and rapidly intervenes for significant cost savings. The benefits include quicker employee return to work and decreased costs associated with Workers’ Compensation