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Does my home policy cover my high-value
collectible items?
What is the difference between my agent, the
insurance company, and an adjuster?
What should I do if I have a loss on the
weekend or on a holiday?
As we continue to face economic uncertainty and an increasing number of risks, the protection of our assets, our families and our health
becomes increasingly important. At Alper Services, our goal is to provide comprehensive personal protection
at the best possible price. Beyond providing the protection you need today, we ensure your insurance plan has the flexibility to adapt and grow as your needs change.
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As time passes, life changes will often have a direct impact on your insurance
requirements. When these changes occur, our team of professionals are ready to
respond in a timely and efficient manner. Whether you are changing your vehicle, changing your address, making a new purchase or having a child, we have the tools and the expertise you need.
At Alper Services, our dedicated staff will work diligently on your behalf throughout the process. They will work directly with the insurance company, assist with all paperwork, and negotiate as your advocate throughout the settlement process.
We maintain a firm commitment to ongoing professional development. Through active participation in a variety of training and educational opportunities, we stay on top of the latest industry challenges and legislative updates. By keeping current, we are
always in the best position to help address your situation. |
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- Home
- Automobile
- Renters
- Motorcycle
- Watercraft
- Umbrella Liability
- Recreational Vehicles
- Small Aircraft
- Jewelry
- Fine Arts
- Valuable Articles
- Flood
- Vacation Home
For more information, please contact Terri Madaj (tmadaj@alperservices.com)
or Cindy Ruiz (cruiz@alperservices.com)
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Challenge
A Client, who owned homes in two states, was the unfortunate victim of a burglary ring. In a single month, his second residence was broken into twice while he was away. The thieves vandalized the home, and got away with property, artwork and personal items valued over $100,000.
Action
Alper’s Personal Lines and Claims Management Teams worked closely with the insurance carrier and the Client to help sort out and itemize these claims. Goods from each theft had to be separately identified and valued. Outside appraisers were
retained to help in valuation. Some stolen goods were located in local re-sale shops, which needed to be reconciled with the lost goods and evaluated for repair. We also helped coordinate the flow of
information between the Client, the adjusters, the police, and the appraisers.
Results
Our Client was able to maximize the total recovery amount for repair and replacement of the stolen goods. At a time when his most personal space was violated, our Client knew he could turn to
us for reliable help and advice on recovering
his losses. |
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