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Our mission is simple—deliver the solutions and products to lower your cost of risk, enhance your coverage(s) and improve the services you deserve.
Our integrated services include:
Premium Cost Reduction Audit: Our highly skilled consultants specialize in
uncovering premium overcharges and in recovering excess payments for
Clients. Drawing on more than 40 years of policy-auditing experience, we will
analyze classification codes, rates and experience modification calculations.
Our work has reduced Clients current insurance costs and refunded past
premium overcharges.
Risk Management Analysis: A comprehensive review of all exposures is
conducted to ensure appropriate plan design and effective internal practices. Our Healthcare Team will examine every variable that may negatively impact your costs and provide a full analysis of their financial impact. Our final report will include practical solutions to meet your unique needs.
Specialized Loss Prevention Programs: Our consultants will work to design the right program for you and reduce you cost of risk while minimizing the frequency and severity of potential claims. Our services include Workers Compensation, Safety Program Development and Implementation, Assistance with OSHA
Compliance, Ergonomics, Fleet Safety, Training Program, Risk Management Manuals, Life Safety and Property.
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Post Claim Management Program(s): Part of our value-added service
offerings include:
- Early Intervention Claim Management
for High Risk Injuries.
- Our Occupational Health Consultant/Registered Nurse acts as your
Claims Advocate. We help Clients monitor appropriate medical
treatment as well as disputing unnecessary treatment or payment.
We assist in the coordination of your adjustors, medical providers
and your staff to resolve every case at the lowest cost.
- Reserve Reduction Consulting to ensure claim reserves are not inflated.
- In house Claims Attorney works aggressively to resolve difficult and
high risk claims.
- Property
- Comprehensive General Liability (CGL)
- Auto
- Workers’ Compensation and
Employer’s Liability
- Directors and Officers (D&O)
- Employment Practices Liability
- Cyber Risk Liability
- Environmental
Contact Chris Breck at at cbreck@alperservices.com
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