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Risk Management for the Sophisticated Client
 

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How do I know if I have enough liability coverage to protect my family, homes, assets and future income?

On whom can I depend upon to help me determine the best way to cover my fine art, jewelry, wine and other heirlooms?

Why should I look beyond the lowest price for my insurance needs?

On whom can I count on when I have a loss?

No matter if the economy is boom or bust; you continue to face an increasing number of risks. The protection of our families, health, and assets becomes increasingly important. Your exposures deserve more than 15 minutes to evaluate. At Alper Services, our purpose is to be your advocate to provide comprehensive personal protection at the lowest cost without sacrificing protection and sound business judgment. Beyond providing the protection you need today, we ensure your plan has the flexibility to adjust to your future needs.

 

Available Expertise:

  • Million Dollar Homes
  • Country / Secondary Homes
  • Flood / Quake / Wind / Brush Exposure
  • Personal & Group Umbrella Liability
  • Condo & Co-ops
  • International Property
  • Blanket policies
  • Family Offices
  • Automobile
  • Exotic Vehicles
  • Aviation

 

  • Yacht / Watercraft
  • Motorcycle / Recreational Vehicles
  • Household Employees
  • Travel Coverage
  • Farm / Equine
  • Jewelry
  • Fine Arts
  • Valuable Articles
  • Eclectic Collections
  • Wine

 

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CASE HISTORY

Challenge
A Client, who owned homes in two states, was the unfortunate victim of a burglary ring. Twice in a single month, his second residence was broken into while he was away. The thieves vandalized the home, and escaped with property, artwork and personal items valued over $100,000.

Action
Alper's Personal Lines and Claims Management Teams worked closely with the Client, insurance carriers' adjuster, the local police and outside appraisers. Property from each theft had to be separately identified and valued. The outside appraisers were tasked with helping in property valuation. Some stolen goods were located in local re-sale shops, which needed to be reconciled with the lost goods and evaluated for repair.

Results
Our Client was able to maximize the total recovery amount for repair and replacement of the stolen goods. At a time when his most personal space was violated, our Client knew he could turn to Alper Services for reliable help and advice on recovering his losses.

 

Alper Services, LLC   |   60 West Superior, Chicago, IL 60654   |  p: 312.642.1000   |   f: 312.944.7000
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