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Early Intervention Program

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Industry research shows that only 15% to 20% of claims drive 80% to 85% of your Workers’ Compensation
claim costs.

The Alper Early Intervention Program quickly identifies your high cost claims with 95% accuracy, and rapidly intervenes for significant cost savings.



Proactive communication after a work-related injury and throughout the recovery process is critical for maintaining or boosting employee morale. It also acts as a deterrent against fraudulent claims. At
Alper Services, we transform people from absent or idle to present and productive every day. Our unique model combines cutting edge technology with early intervention to achieve incredible results. How incredible? Our cost per claim and claim closure rates are up to 40% better than the national average.

 

“High Risk Claims” Are Critical to Manage

“High Risk” claims include those employee injuries who are currently at risk of long term lost time. Our Program is based on industry facts showing that “High Risk” claims require a higher sense of urgency.

Early Intervention Chart
Click to enlarge

 

This program intensely manages these “problem claims”,
improving outcomes for the employer and the injured employee.

 

The Early Intervention
Program reduces the cost
of “High Risk” claims!

 

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CASE HISTORY

Challenge
A Client was having trouble with their Workers’ Compensation premium being driven by a handful of losses. Over a five-year period, the Client averaged about 32 claims per year. Each year, however, more than 80% of their total Workers’ Compensation costs were attributable to only 4 or 5 claims.

Action
By enrolling in the Alper Early Intervention Program, this Client reported every claim through the Program for prompt analysis as “Low Risk” or potentially problematic “High Risk.” Each High Risk claim received immediate intervention by a nurse case manager with comprehensive plans on how to return the injured employees to work and control the claim costs.

Results
In a one year period, this Client saved approximately $21,000. This was due to the amount of claim dollars that the Early Intervention Program prevented from appearing on the Experience Rating Factor. Since claims appear on the ERF for three years, this Client will save a total of $63,000.

 

Alper Services, LLC   |   60 West Superior, Chicago, IL 60654   |  p: 312.642.1000   |   f: 312.944.7000
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