Benefits Focus For June

Alper June Benefits FocusThe June issue of our Benefits Focus newsletter is out and includes an overview of the agencies’ plan to issue final rules for the SBC requirements, the IRS’ update for 2016 HSA Limits and revisions to Small Employer status in the ACA. Please contact us with any questions or if you’d like to continue the conversation further:

May Is National Disability Insurance Awareness Month

closeup of leg on bandage with crutches

Sam Cook, a top sales person at his company, fell off a ladder over the weekend while spring cleaning. His back is sprained, and he is expected to be out for at least eight weeks. How will Sam and his family get by if he is not working?

Disability Insurance provides supplementary income in the event of an illness or accident resulting from a covered disability that prevents an individual from working at their regular position.

If they were injured or ill and couldn’t work, half of Americans wouldn’t make it more than one month before financial difficulties set in. Are you and your family protected? Your income is critical to your financial security, and yet you rarely think about how a non-work related illness or accident puts you at risk. In fact, 95% of disabling accidents and illnesses are not work related, so Worker’s Compensation doesn’t cover them.

Having Disability Insurance can add peace of mind during distressing times. Contact Alper for information on Short- and Long-Term Disability products or for a personalized product proposal for your company.

Alper Employee Benefits Team

Festina Lente 2015

Festina Lente 2015 was a great time to catch up with fellow Team Members and say Thank You! to our various industry partners. The happy hour was hosted at Bull & Bear in the River North neighborhood of Chicago were guests were treated to an open bar, appetizers and a lively cake presentation for Howard Alper’s birthday.


Benefits Focus For May

MayBenefitsFocusThe May issue of our Benefits Focus newsletter is out and includes details about the recent Affordable Care Act legislation and employers’ responses to it. Please contact us with any questions or if you’d like to continue the conversation further:

Alper Employee Challenge 2015 Winner

Congratulations to Team Saladdz for coming out on top of this year’s Alper Employee Challenge! It was an incredibly close competition, but in the end, Team Saladdz exhibited the top scores in competitions testing our leadership, communication and teamwork skills. The activities were a great opportunity to socialize during the winter months with co-workers outside of our departments. Thank you to everyone who participated! Continue reading

Did You Know?: Excepted Benefits

Excepted Benefits LegislativeBrief

Excepted Benefits are benefit products that are designed to supplement comprehensive medical coverage. The Departments of Labor, Health and Human Services and the Treasury  have made important changes to the regulation of excepted benefits including new rules governing Employee Assistance Plans (EAP).

Please click on the brief to the right for greater details on the four categories of excepted benefits under the ACA.